Prepaid Cards for Online Shopping

A prepaid card with a £20 sign-up bonus

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Do you ever miss out on great online prices because you do not want to use a bank card, or you need a safer way to pay? A prepaid online shopping card can solve that. It looks and works like a debit card at checkout, but you only spend what you load.

There is no hard credit check to get most prepaid cards, though identity and address verification (KYC/AML) is required. Since the card is not linked to your bank account, your exposure is limited and you stay in control of spend.

Benefits of prepaid cards for online shoppers

  • Access online deals without exposing your main bank card
  • No hard credit check; get started once you verify ID and address
  • Safer budgeting: spend only the balance you load
  • Strong Customer Authentication (3-D Secure) for most checkouts
  • Flexible top-ups (bank transfer, debit card; some support cash via PayPoint or Post Office)
  • Use in-store and at millions of merchants worldwide where Mastercard or Visa is accepted

Compare Prepaid Cards for Online Shopping

To find a prepaid online shopping card that gives you safe, secure 24/7 access to your money, see our comparison below.