Our Mission
We help people make confident prepaid and payments decisions through independent, transparent, and data-led content.
Our Principles
- Independent: Editorial decisions are made separately from advertisers or sponsors.
- Transparent: We disclose how content is funded and verified.
- Accurate: Every fact is checked against provider terms and regulatory sources.
- Data-Led: Reviews are based on verified data, not marketing claims.
- User-First: Clear, honest, and written in plain UK English.
Funding
Prepaid365 is funded by sponsored ads, affiliate links, and featured profiles. These support our work but do not influence rankings or recommendations. Sponsored or promoted listings are always labelled clearly. All content is reviewed and verified independently before publication.
Disclosure example:
“Prepaid365 may include sponsored or affiliate links. Sponsorships do not affect our independent reviews or ratings.”
Editorial Process
- Define scope and selection criteria.
- Gather data from issuer T&Cs, FCA records, and verified sources.
- Cross-check and verify information.
- Test usability and support where possible.
- Score products using our standard rating framework.
- Review for clarity, accuracy, and compliance.
- Publish with an update date and maintain a change log.
Rating Framework
We assess:
- Fees and value
- Ease of use
- Access and acceptance
- Trust and safeguarding
- Features and benefits
Scores are data-based and not affected by sponsorships.
Corrections and Updates
We fix factual errors quickly and note major changes on-page.
Product data is reviewed at least quarterly.
AI and Verification
We may use curated AI tools for data extraction, but all content and ratings are reviewed by our editorial team before publication.
Accessibility and Style
We write in plain English, use consistent tables, and aim for clear readability across all devices.
Legal Notice
Information on Prepaid365 is for guidance only and not financial advice. Always confirm details with the provider before applying.