NETELLER Net+ Prepaid Card Review
ATM and Cash
Topups
Overall
The Net+ Prepaid Mastercard lets you spend your Neteller wallet balance in stores, online and at ATMs worldwide wherever Mastercard is accepted. Most card usage is free from Neteller’s side. There is a yearly card fee of 10 USD, ATM withdrawals cost 1.75%, and transactions that require currency conversion include a foreign exchange fee shown on the Fees page. You can add the card to Apple Pay or Google Pay and even start spending online with the digital card details before the physical card arrives. Availability is for residents of authorised EEA countries and the UK.
Fees and FX
ATM and Cash
Topups
Overall
Initial Viewpoint
Best for existing Neteller users who want a simple way to spend their wallet balance with worldwide acceptance and mobile wallet support. Not ideal if you plan frequent cash withdrawals or heavy out-of-currency spending due to ATM and FX fees.
Highlights
- Spend and withdraw worldwide where Mastercard is accepted
- Free card purchases from Neteller’s side, plus free balance checks and online statements
- Apple Pay and Google Pay support, with instant digital card details after you apply
Cautions
- Annual card fee of 10 USD
- ATM withdrawal fee of 1.75%
- FX fee applies when a transaction needs currency conversion
Overview
What it is
A prepaid Mastercard linked to your Neteller account for in-store, online and ATM use worldwide. A Net+ Virtual Card is also available for online payments.
Who it's for
People who already use Neteller and want to spend their wallet funds easily, add the card to a mobile wallet, and avoid moving money back to a bank before spending.
Key Facts
Issuer and scheme:
Net+ is a prepaid Mastercard product of Neteller, part of Paysafe. Regional issuance and licensing are shown on the product footer and policies.
Availability:
Net+ is available to residents of authorised EEA countries and the UK.
Network:
Mastercard, with global acceptance at stores, online and ATMs
Mobile wallets:
You can add the physical or digital Net+ card to Apple Pay or Google Pay. Mobile wallet payments follow the same card fees and limits.
Delivery:
Card typically delivered within 15 business days. A digital copy of the card details can be used immediately for online and mobile wallet payments.
Pricing & Fees
Fee Type
Amount
Notes
Annual card fee
10 USD
Charged yearly. Card can be suspended if unpaid then re-enabled after the fee is collected.
Purchases at merchants
Free from Neteller side
Most services are free for card payments.
ATM withdrawal
1.75%
Charged on each withdrawal. ATM owner may surcharge.
Currency conversion fee
See Fees page
Applied when a transaction requires FX. Standard foreign exchange fee shown as 4.49% on the Fees page, with lower rates for VIP.
Virtual Net+ card
First virtual card free, later cards 2.50 USD each
Online use only.
FX & ATM Details
FX conversion
Your physical Net+ card is issued in EUR for EEA and UK, but Neteller does not charge an extra conversion when you spend in your account’s primary currency. Spending in a different currency triggers currency conversion using the Neteller rate plus the foreign exchange fee shown on the Fees page. Always decline DCC at the terminal or ATM.
ATM usage
ATM withdrawals incur 1.75%. Some operators add their own fees. Limits can be managed from the Net+ card settings in your account.
Topups & Payments
Method
Fee or Limit
Notes
Spend wallet balance with Net+
Card purchases free from Neteller side
Use in store and online.
ATM cash
1.75%
Operator fees may apply.
Mobile wallets
Same fees and limits as card
Add Net+ to Apple Pay or Google Pay.
Applying for the NETELLER Net+ Prepaid Card
Apply through your Neteller account once your profile is fully verified (ID and address checks complete). Choose virtual or plastic card; physical delivery typically takes 5–10 working days. Only verified Neteller users are eligible; no credit check is performed.
Limits & KYC
Topic
Detail
Card limits
You can view and edit spending and cash limits for your physical card within the Net+ section of your account.
Account verification
A fully verified Neteller account is required to order the card.
App & Features
Feature
Detail
Digital card details
After applying you get a digital copy of the card number, expiry and CVV to use online and in mobile wallets right away.
Contactless and wallets
Supports contactless in store after first chip and PIN use. Apple Pay and Google Pay supported.
Statements and PIN
Online statements and PIN retrieval are free.
Who It's For
Best for
Existing Neteller users who want to spend their wallet balance globally, add the card to a mobile wallet and keep bank and card details separate for security.
Not ideal for
Travellers who rely on frequent cash withdrawals or who need low FX fees on out-of-currency spending. The ATM fee and FX fee can add up for heavy cash or mixed currency use.
Pros & Cons
Pros
-
Free card purchases from Neteller’s side
-
Works worldwide where Mastercard is accepted
-
Apple Pay and Google Pay support with instant digital card details
Cons
-
Annual fee of 10 USD
-
1.75% ATM fee
-
FX fee on transactions that require conversion
Awards and Recognition
Neteller and its Net+ Card have been recognised in past Prepaid365 Awards across multiple years, including categories such as Best Overall Prepaid Card, Best Online Payments Card, and Best Virtual Prepaid Card. This is treated as historical acclaim rather than a current endorsement for Neteller.
Awards and Recognition
Neteller and its Net+ Card have been recognised in past Prepaid365 Awards across multiple years, including categories such as Best Overall Prepaid Card, Best Online Payments Card, and Best Virtual Prepaid Card. This is treated as historical acclaim rather than a current endorsement for Neteller.
How It Compares
At a glance: Net+ is a convenient way to spend a Neteller balance. Multi-currency travel cards may offer lower ATM or FX costs, while UK bank debit cards can be cheaper for GBP spending but lack wallet separation.
Feature
Net+ Prepaid Mastercard
Multi-currency travel card
UK bank debit card
Annual or monthly fee
10 USD annual
Often tiered monthly plans
Usually free
Card purchases
Free from issuer side
Often free
Usually free
ATM fee
1.75%
Often free abroad with caps
Varies by bank
FX fee
Fees page shows 4.49% standard, VIP lower
Often small markup or rate spread
Many add FX fee
Alternatives to Consider
Wise multi-currency card
Hold many currencies with competitive FX, strong global acceptance. Check ATM caps and transfer fees.
Revolut travel card
Multi-currency wallets with plan tiers and smart controls. Review weekend FX markups and fair use policies.
Starling Bank debit card
Simple FX policy on a UK current account with strong acceptance. Check ATM and replacement policies.
Ratings
Category
Score 1 to 5
Weight
Notes
Fees and FX
Free purchases, 10 USD annual fee, 1.75% ATM, FX fee per Fees page.
ATM and cash
Usable at ATMs worldwide, 1.75% issuer fee plus possible operator fees.
Topups
Spend directly from wallet balance. Upload fees vary by method in the account.
Features and app
Mobile wallet support, instant digital card details, contactless after chip and PIN.
Support and trust
Paysafe group brand with clear support centre and policies.
Compliance & Methodology
Regulatory
The Net+ prepaid Mastercard is a Neteller product under the Paysafe group. Regional issuance and licensing are shown on the product footer and policies.
Data sources
Net+ features page, Fees page, Support Centre articles on fees, FX, availability, mobile wallets, digital card and delivery. Verified on 14 Oct 2025.
Editorial policy
Independent, fact‑checked comparison. Click here for editorial guidelines.
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