Revolut Travel Money Card Review
ATM and Cash
Topups
Overall
A multi currency debit card inside the Revolut app. Hold and exchange up to 36 local currencies in app, spend worldwide wherever Visa or Mastercard is accepted, and withdraw cash with plan based free ATM allowances. Card payments and ATM withdrawals that require conversion use Revolut’s live exchange rate with fair usage rules, and weekend markups may apply. Mobile wallets are supported. Plan pricing and allowances vary.
Fees and FX
ATM and Cash
Topups
Overall
Initial Viewpoint
Best for travellers who want a single card to hold and exchange multiple currencies with modern controls and clear plan allowances for ATM use. Not ideal if you regularly exchange at weekends or withdraw a lot of cash beyond your plan’s quota, because weekend markups and fair usage fees can apply.
Highlights
- Keep 36 local currencies in app; spend globally where Visa and Mastercard are accepted
- Plan based free ATM allowance each rolling month; see table below
- Add your card to Apple Pay or Google Pay for easy contactless payments
Cautions
- Weekend exchange markups can apply on card transactions that need conversion and on in app exchanges when markets are closed
- Fair usage exchange limits on Standard and Plus plans; fee applies above the limit
Overview
What it is
A debit card connected to your Revolut account for spending and cash withdrawals worldwide. You can hold and exchange multiple currencies in app, set controls, and add to mobile wallets.
Who it's for
Travellers and online shoppers who value multi currency balances, plan based allowances for cash, and app first controls.
Key Facts
Card and networks:
Revolut issues debit cards on Visa or Mastercard depending on region. Use anywhere the scheme is accepted.
Currencies you can keep:
Up to 36 local currencies in app.
ATM allowance by plan (rolling month):
Standard £200 or 5 withdrawals (whichever comes first); Plus £200; Premium £400; Metal £800; Ultra £2,000. After that, 2% or £1 per withdrawal, whichever is higher. ATM owners may surcharge.
Exchange fair usage (UK personal):
Standard £1,000 per month then a fair usage fee of 1%; Plus £3,000 per month then 0.5%; Premium, Metal, Ultra no monthly exchange limit and no fair usage fee.
Weekend markups:
Revolut states weekend markups may apply to card transactions that force an exchange and to in app exchanges; exchange Monday to Friday to avoid them. Exact markups and coverage vary by plan and currency and are shown in app.
Mobile wallets:
Apple Pay and Google Pay supported.
Pricing & Fees
Fee Type
Amount
Notes
Overseas card purchases
No separate card fee from Revolut
Exchange may apply if you do not hold the currency, subject to plan rules.
Currency exchange in app or on card
Included up to plan allowance
Above allowance a fair usage fee applies per plan. Weekend markups may apply.
ATM withdrawals
Plan based free allowance then 2% or £1 per withdrawal
See allowance details here. Operator surcharges can apply.
Additional Details
FX conversion
When you spend in a currency you do not hold, Revolut converts at its live rate with fair usage rules. Weekend markups may apply when markets are closed; Revolut’s travel tips recommend exchanging Monday to Friday. You see the rate and any fees in app. Avoid Dynamic Currency Conversion by choosing to pay in local currency.
ATM usage
You get a monthly fee free allowance that depends on your plan. Beyond that, Revolut charges 2% or £1 per withdrawal, whichever is higher. Some ATM owners add a surcharge.
Supported currencies
Revolut’s UK travel card page states you can keep 36 local currencies in app. Card payments are supported worldwide wherever the scheme is accepted.
Topups & Payments
Method
Fee or Limit
Notes
Bank transfer to Revolut
Shown in app
Fund your GBP balance and exchange as needed.
Card payments
Standard scheme acceptance
Visa or Mastercard depending on region.
Mobile wallets
Apple Pay and Google Pay
Add from the app.
Applying for the Skrill Card
Download the Revolut app, sign up for a UK Revolut account, verify identity, choose your plan, request a physical card or use a virtual card instantly. Delivery fees may apply for the physical card depending on plan.
Limits & KYC
Topic
Detail
Exchange fair usage
Standard £1,000 per month, Plus £3,000, higher plans no cap; fee applies above allowance.
ATM allowance
Plan based as listed above.
ID checks
Standard e money onboarding in app.
App & Features
Feature
Detail
Security controls
Freeze or unfreeze card, spending limits, instant payment notifications.
Mobile wallets
Apple Pay and Google Pay supported.
Travel guidance
Revolut’s blog explains weekend markup avoidance and plan limits.
Who It's For
Best for
People who want a single app and card to hold and exchange multiple currencies, with useful ATM allowances and mobile wallet support.
Not ideal for
Heavy weekend exchangers or frequent cash users who will exceed plan allowances. Consider upgrading plan tiers or timing exchanges on weekdays.
Pros & Cons
Pros
-
Keep 36 currencies and spend globally
-
Plan based free ATM withdrawals each rolling month
-
Strong in app controls and mobile wallet support
Cons
-
Fair usage exchange limits on Standard and Plus plans
-
Weekend markups may apply on exchanges and card conversions
-
Operator ATM surcharges outside Revolut’s control
Awards and Recognition
Revolut has been recognised in travel-card/fintech awards, including being referenced as “Outstanding Value Travel Money Card 2023” via Canstar in Australia for the travel money card category.
This should be treated as historical acclaim rather than a current endorsement.
Awards and Recognition
Revolut has been recognised in travel-card/fintech awards, including being referenced as “Outstanding Value Travel Money Card 2023” via Canstar in Australia for the travel money card category.
This should be treated as historical acclaim rather than a current endorsement.
How it compares
At a glance: Revolut is a multi currency account with a plan based ATM allowance. Bank debit cards that charge no FX fees can be strong for simple card spending but do not let you hold foreign currencies. Prepaid travel cards may use fixed wallet lists and charge for unsupported currencies.
Feature
Annual or monthly fee
Card purchases
ATM fee
FX fee
Alternatives to Consider
Wise card
Mid market FX with clear ATM allowance and many wallets.
Starling Bank debit card
No FX fees and no issuer ATM fees abroad; simple current account card.
Post Office Travel Money Card
Preload multiple currencies with fixed fee tables.
Ratings
Category
Score 1 to 5
Weight
Notes
Fees and FX
[ ]
[ ]
Fair usage exchange limits on entry plans; weekend markups may apply.
ATM and cash
[ ]
[ ]
Strong monthly free allowance by plan; 2% or £1 after allowance.
Topups
[ ]
[ ]
App first funding and transfers.
Features and app
[ ]
[ ]
Controls, alerts, Apple Pay and Google Pay.
Support and trust
[ ]
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Clear public fee pages and plan tables.
Compliance & Methodology
Regulatory
This review covers Revolut’s consumer travel money card experience from Revolut UK pages. Business fees and rules differ.
Data sources
Revolut travel card page, UK help centre on ATM allowances and card spending fees, UK Standard fees page for fair usage exchange limits, and Revolut blog guidance on weekend markups. Verified on 19 Oct 2025.
Editorial policy
Independent, fact‑checked comparison. Click here for editorial guidelines.
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