TUI Travel Money Card Review
ATM and Cash
Topups
Overall
A multi currency prepaid Mastercard you can load with up to 12 currencies and manage in the TUI Travel Money Card app. Spending from a matching wallet currency is free from TUI’s side. If you spend in a currency the card does not support, a 3% cross currency fee applies. ATM withdrawals carry a small fixed fee that varies by currency. Loading in GBP carries a 2% load fee. The card is issued by PrePay Technologies Limited (PPS), FCA FRN 900010. Funds are safeguarded and not covered by FSCS.
Fees and FX
ATM and Cash
Topups
Overall
Initial Viewpoint
Best for travellers who want a straightforward branch supported travel card with 12 currencies, clear fixed ATM fees by currency, and an app to move money between wallets. Not ideal if you will spend often in currencies outside the supported list, since a 3% cross currency fee applies.
Highlights
- Load and hold up to 12 currencies on one card
- Fixed ATM withdrawal fees listed per currency in a public fee table
- App to top up, swap wallets, freeze card, and reveal PIN
Cautions
- 3% fee for spending in a non supported currency
- 2% load fee when loading GBP
- Digital wallets are stated as coming soon on the product page at time of review
Overview
What it is
A prepaid Mastercard for travel. Load selected currencies before you go, spend in store or online, and withdraw cash at ATMs worldwide that accept Mastercard. Manage everything in the TUI Travel Money Card app.
Who it's for
UK travellers who prefer a dedicated travel card with simple, published fees, the option to manage multiple wallets, and support from TUI branches and the in app portal.
Key Facts
Issuer and protection:
Issued by PrePay Technologies Limited (PPS). PPS is an Authorised Electronic Money Institution, FCA FRN 900010. Funds are safeguarded and not covered by FSCS.
Wallets:
Up to 12 currencies on one card.
Cross currency fee:
3% when you spend in a currency the card does not support.
ATM fees:
ixed fee per withdrawal that varies by currency, for example €1.75 in EUR, $2.00 in USD, £1.50 in GBP. Full table below.
GBP load fee:
2% when loading GBP.
Age:
Minimum age 18.
Pricing & Fees
Fee Type
Amount
Notes
Purchases in a supported wallet currency
£0 issuer fee
Spend from the matching wallet.
Cross currency fee in an unsupported currency
3% of the amount
Applies if the local currency is not one of the supported wallets.
GBP load fee
2%
Applies when loading GBP.
ATM withdrawal fee
Fixed per currency
See per currency fees below.
Inactivity fee
Charged monthly after 24 months of no use
Amount depends on wallet currency.
Additional Details
Selected ATM withdrawal fees and daily limits
– EUR: €1.75 fee, daily ATM limit €600.
– USD: $2.00 fee, daily ATM limit $650.
– AUD: A$2.80 fee, daily ATM limit A$950.
– NZD: NZ$3.00 fee, daily ATM limit NZ$950.
– CAD: C$2.70 fee, daily ATM limit C$900.
– TRY: ₺30.00 fee, daily ATM limit ₺10,100.
– ZAR: R28 fee, daily ATM limit R9,300.
– AED: AED 7 fee, daily ATM limit AED 2,450.
– BGN: лв 3.50 fee, daily ATM limit лв 970.
– THB: ฿62 fee, daily ATM limit ฿2,060.
– MXN: $38 fee, daily ATM limit $12,450.
– GBP: £1.50 fee, daily ATM limit £500.
FX conversion
Use the card in a supported wallet to avoid extra issuer fees on purchases. Spending in a non supported currency triggers the 3% cross currency fee. Avoid DCC at the terminal or ATM by choosing to pay in the local currency.
ATM usage
You can withdraw cash at ATMs worldwide. TUI charges a fixed fee per currency, and some ATM owners may add their own surcharge or show different local withdrawal limits.
Supported currencies
EUR • USD • AUD • NZD • CAD • GBP • TRY • ZAR • AED • BGN • THB • MXN.
Topups & Payments
Method
Fee or Limit
Notes
Load by card or online
GBP loads 2%
Other wallet loads show no issuer load fee.
Transfer between wallets
Free
FX rate of the day applies in app.
Auto currency transfer
3%
Charged if the system auto moves funds because the active wallet is short. Plan transfers in the app to avoid it.
Applying for the TUI Travel Money Card
As a UK resident (18+), you can order the TUI Travel Money Card via the TUI Travel Money website or in-store at TUI branches. The card arrives within a few working days; you receive a primary and a free secondary card. You register and activate in the app/online under “My Account”.
You’ll need standard identity verification (since it is an e-money product). Card is ready to load and spend once activated.
Limits & KYC
Topic
Detail
Maximum card balance
Indicative £6,000 equivalent (per fee sheet)
Maximum 24 hour POS limit
Indicative GBP £2,000 equivalent
Minimum ATM withdrawal
Indicative £10 equivalent
Age
18 plus
App & Features
Feature
Detail
TUI Travel Money Card app
Activate, top up, switch currencies, check balance and transactions, reveal PIN, freeze or unblock card.
Availability
Order online for delivery or pick up in selected TUI stores.
Acceptance
Use worldwide where the Mastercard Acceptance Mark is shown.
Who It's For
Best for
Travellers who visit destinations within the 12 supported currencies, want fixed per currency ATM fees, and prefer an app with wallet control and branch support.
Not ideal for
Trips that involve unsupported currencies or frequent mixed currency use, since the 3% cross currency fee will apply. Also not ideal if you want to avoid any GBP load fee.
Pros & Cons
Pros
-
12 supported currencies with in app moves
-
Fixed ATM withdrawal fees listed per currency
-
App to freeze card, reveal PIN and manage wallets
Cons
-
3% fee for unsupported currencies
-
2% fee on GBP loads
-
ATM owner surcharges may apply in some countries
Awards and Recognition
No prominently published recent consumer-finance awards specifically for the TUI Travel Money Card were identified in the publicly available review sources. It may have been featured or recognised in broader travel-money comparisons, but treat any mention as contextual rather than a current endorsement of superiority.
Awards and Recognition
No prominently published recent consumer-finance awards specifically for the TUI Travel Money Card were identified in the publicly available review sources. It may have been featured or recognised in broader travel-money comparisons, but treat any mention as contextual rather than a current endorsement of superiority.
Alternatives to Consider
Wise multi currency card
Competitive FX with many wallets and clear ATM caps.
Revolut travel card
Multi currency wallets with plan tiers and smart controls. Review weekend FX markups and fair use.
Post Office Travel Money Card
22 wallet currencies, branch pickup, fixed ATM fees by currency.
Ratings
Category
Score 1 to 5
Weight
Notes
Fees and FX
£0 in wallet currency, 3% cross currency, 2% GBP load.
ATM and cash
Fixed per currency ATM fee, operator surcharges possible.
Topups
App loads and wallet transfers. GBP load fee applies.
Features and app
Wallet management, freeze, PIN reveal, app and online access.
Support and trust
Issued by PPS, FCA FRN 900010. Safeguarded e money, not FSCS.
Compliance & Methodology
Regulatory
The TUI Multi Currency Travel Money Mastercard is issued by PrePay Technologies Limited (PPS), FCA FRN 900010, under licence from Mastercard. Funds are safeguarded and FSCS does not apply.
Data sources
TUI Travel Money Mastercard product page with currencies, app features and issuer text, official Fees and Charges PDF, and FAQs covering GBP load fee and automatic currency transfer charge. Verified on 18 Oct 2025.
Editorial policy
Independent, fact‑checked comparison. Click here for editorial guidelines.
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